Who We Are

We specialise in helping financial institutions in emerging markets become more profitable and efficient.

Our key differentiator is the practical advice and hands-on support we provide for effective execution of your strategies and business plans.  We help our clients execute their strategies by assisting them in detailed business analysis and redesign, implementation and ongoing evaluation.

Management Team

Aslam Aziz

Managing Director, Head of Operational Transformation

Aslam’s international banking experience includes senior positions in operations, technology, treasury, training, human resources and product development with Citibank in Pakistan, Qatar, Morocco, Turkey and UK.  He later headed Citibank’s Trade Finance business for Europe and then their Treasury Services business for Europe. Subsequently he served as CEO of Orbian, a joint venture between Citibank and SAP.  As Head of Operational Transformation for BankT&D, Aslam has worked with numerous clients helping them to transform the productivity, quality and costs of their front, middle and back office operations.

Sarabjit Singh Chhatwal

Executive Director, Head of Risk Management and Training

Sarabjit heads our Risk Management and Training practices.  He has wide-ranging international experience as a corporate banker, consultant and trainer in the Middle East, Asia, USA and Europe.  He held senior level positions within Citibank covering risk, marketing, trade finance, business management, training and product management.  He has worked for Citibank’s affiliate in Saudi Arabia (SAMBA), and had regional responsibilities for Citibank based out of Singapore, London and USA.  Sarabjit delivers consulting and training to banks within Saudi Arabia and the Middle East.

Eddy Ogbogu

Director, Sub-Sahara Africa

Eddy Ogbogu has extensive local and international experience at senior management level, spanning over 30 years in Banking and financial services. During his career, he led several transformational initiatives, most recent being in process automation and digitization of banking services. He is strong in execution and an adept problem-solver.

Eddy’s most recent professional role was the Group Executive, responsible for Operations and Technology at Ecobank Transnational Inc., a Pan-African Banking institution with presence in 33 African countries, France, UK, China and UAE.

Prior to this, Eddy had a 19 years career at Citibank in different leadership roles across multiple countries in Africa. He had a short stint at Keystone Bank Plc. He has held several Board and strategic leadership positions in Ecobank Transnational Inc., eProcess International SA, Oceanic International Bank Ltd., Keystone Bank Plc (formerly Bank PHB Nigeria Plc), Citibank Nigeria Ltd.

Eddy holds a B. Sc. Accountancy degree from University of Nigeria; a Professional qualification of FCA of the Institute of Chartered Accountants of Nigeria, the Advanced Management Program (AMP 187) of Harvard Business School. Member of the Nigeria Institute of Bankers and Nigeria Institute of Management.

Agha Saeed Khan

Managing Director, Pakistan

Agha is an accomplished senior professional with over three decades of diverse corporate and financial services experience, both in Pakistan and the Middle East & North Africa (MENA) region.

He has served on boards of national level institutions in capital market and payment services segments for over a decade and has contributed significantly towards industry level matters through the Pakistan Banks’ Association.

Agha has successfully led and supported business and operational transformation by focusing on strategic, structural and policy dimensions. He has always prioritized on building strong execution capabilities by creating enabling environments backed by people, processes and systems.

Since the last few years, he has taken up management consultancy and corporate training in the financial services and SME sectors to pursue his passion of helping organizations get better at what they do. He focuses on sustainable growth for clients through operational excellence and usage of technology. 

Prior to taking up consulting, Agha worked in MCB Bank Limited for 12 years as SEVP & Group Head for Operations, Technology, Audit & Risk Assets Review, and Strategic Integration functions besides leading several enterprise-level initiatives and projects during this period.

Before MCB, Agha worked with Citigroup for 15 years that included senior roles of Compliance & Controls Head for MENA Division and as Country Operations & Technology Head for Citibank Pakistan.

Agha holds an MBA with twin majors in Finance & Marketing from the Lahore University of Management Sciences (LUMS) and a Master’s in Economics from Government College, Lahore with a roll of honor.